Integrated Settlement

vPayment: Penny

vPayment Suite, featuring patented pre-authorization technology.


The control core of each of our vPayment offerings is our exclusive pre-auth technology.  Each vPayment transaction has an associated pre-auth request, which validates the transaction amount, date, and user before the payment will process.

view brochure vPayment Overview Brochure

view process: how vPayment works How vPayment Works

view movie Control Movie

view movie Automated Reconciliation Movie

Benefits Details
Ultimate Payment Control
The amount, date, and user are validated before the payment will process. Read about the latest vPayment patent (account pool feature) that increases controllership.
Increased ROI Profits are maximized by eliminating the cost of manual reconciliation.
Enhanced Data Capture
Line item details are appended to the settlement data regardless of merchant's data capture capability.
Supplier Acceptance Already accepted by millions of merchants worldwide, requires no special training or equipment.
Plug & Play Integration
XML and Java servlets allow easy interface with a range of A/P, Procurement, and other payment systems.
Suite Options Functionality
vPayment Procurement
Supplier is paid up-front on shipment or execution of service without paper invoices or manual receiving.  A company's existing procurement system calls vPayment and adds the credit card number to the PO.
vPayment A/P Supplier is paid after receipt of goods or service without the extra cost of a check.  A company's existing A/P system is set up to include vPayment as a standard settlement option.
vPayment Intermediary
Company accepts customer payment, fulfills value chain contribution, and passes remaining payment to the ultimate supplier.
vPayment Supplier Side Suppliers, if you accept MasterCard, you are already able to accept vPayment.